PharmacyChecker Blog

Helping Americans Get The Truth About Prescription Drug Savings
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More Chain Stores Pick Up $2 Generic Medicare Drug Plan Option

Earlier this month we reported on the UnitedHealthcare Pharmacy Saver plan for Medicare Part D. This plan offers enrollees many of their generic prescriptions for just $2 (some 30- and some 90-day supplies) at Kroger and Safeway chain stores. Our research found that although a few popular generics were not covered by the plan, there was a fairly low co-pay anyway, so cost-wise, UnitedHealthcare has presented a solid Medicare drug plan.

One of our concerns was that those individuals who do not live near a Kroger or Safeway chain will not have easy access to their prescriptions. Well, we have good news to pass on – last week, DrugStoreNews.com announced that Bloom, H-E-B, Hy-Vee, Food Lion, Harveys, Publix Super Markets, Sweetbay Supermarket and Target chains have all joined as participating pharmacies.

This expansion is great, though we still encourage you to compare this plan with others on MedicareDrugPlans.com. It’s important to fit all plan variables to your needs. And remember, just ten more days until open enrollment closes!

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Pharmacies May Not Be the Right Place to Help Find Medicare Drug Plans

Many seniors enrolling in a Medicare drug plan these last 15 days of the open enrollment period may turn to their local pharmacy, presumably a trusted source of medical support and information, for answers and advice. Often pharmacists know a patient’s medical and medicinal history so can give professional and educated advice on which plan could best serve the enrollee; however, this isn’t always the case.

An article in American Public Media suggests that the answers and advice some pharmacy’s give could be guided by the influence of insurance companies. Some drugstores have made deals with and will be rewarded by the drug plan company for steering enrollees toward purchasing their specific plan, whether or not the plan is best for the individual. This is not to say that all pharmacies and pharmacists have a conflict of interest when it comes to Medicare drug plans, but we’re confident that research is the best way you can find your best plan. Ask your doctors and loved ones, check out Medicare.gov and MedicareDrugPlans.com – but do so by December 31st!

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Low Premiums Could Mean Low Value When Choosing a Part D Medicare Drug Plan

Many Medicare enrollees shopping for drug plans this open enrollment season may be lured in by the offers with the lowest premiums, when in fact these plans can make for poor choices. What’s most important when choosing a Part D plan is that the drugs you need are covered; and if the plan doesn’t cover your meds, then plain and simple, it is not a good option for you. To find out which plans include the drugs you take, you can use the government’s website, found here: Medicare Plan Finder.

Blindly choosing the plan with the lowest monthly premium means you’re more likely to neglect researching drug coverage and other crucial factors about your Part D drug plan. For instance, if your plan is linked with a preferred drugstore, location could be a problem. This worry is highlighted in a recent AP article, as the Humana/Wal-Mart plan with the lowest premium on the whole Medicare list is causing trouble for some. While the competitive premium prices from Humana and other Part D providers are drawing attention as factors in picking a plan, accessibility, co-pays, deductible and coverage in the doughnut hole must be considered in addition to the most critical factor – the drugs covered on a plan’s formulary. (more…)

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